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Thread: Track day insurance

  1. #1
    ..not usually one to moan.........much MikeH's Avatar
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    Default Track day insurance

    So, with the M3 gone and it's replacement likely to be considerably more expensive, I want to get insurance for Goodwood (and any other track days I do, tbh!).

    I had a quick look at Moris who have quoted 175 for 30k cover and 2k excess, which seems a little expensive.

    Is there anyone else worth looking at?
    FGM

  2. #2
    Dick Weaver Weave's Avatar
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    Is that for one day?

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    Economical Dan's Avatar
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    Lee has a good track day cover. It is for a few each year.

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    ..not usually one to moan.........much MikeH's Avatar
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    Quote Originally Posted by Weave View Post
    Is that for one day?
    Yeah
    FGM

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    Sensible iowlee's Avatar
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    mine is for 3 trackdays, however they do cover for 1 day, and as you don't have to tell them when you go on a day i don't know how they would ever know how many you did if you don't claim. If you get what I mean.
    The policy is an addition to my standard insurance with Adrian Flux. They also use the same cover for race days but the excess is not cheap on a race day. It is based on a percentage of the agreed value of the vehicle.
    Bear in mind the total payout amount is very rarely the total amount of the vehicle as they calculate that some of the vehicle will be useable. I'm sure when talking to them they said it was something like 70% of the value as a max payout. There were a couple of different options available when I took out mine.
    Also you have to look at the small print, it only covers you on an approved trackday or an msa race from an organised body such as msv etc. From what I gather the goodwill day with Rich as organiser may not be covered.

    I looked at several companies but this was by far the cheapest way to get the cover. Most places were wanting in excess of 500 for annual track cover. I think it added something like 120 (which actually doubled my premium, ironically as the westfield was dirt cheap to insure) I can check the exact amounts and give copies of the documentation if you really want to look through it.

  6. #6
    iksttort trottski's Avatar
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    That's not cheap. I've previously paid Pace Ward 80 per day with a 2K excess on my 911 turbo.

    http://www.competition-car-insurance.co.uk/ are probably worth a call too.

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    Sensible iowlee's Avatar
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    Quote Originally Posted by trottski View Post
    That's not cheap. I've previously paid Pace Ward 80 per day with a 2K excess on my 911 turbo.

    http://www.competition-car-insurance.co.uk/ are probably worth a call too.
    I tried CCI they were the most expensive for the westfield. Perhaps it is just the style of car they don't like?

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